Terms Of Use

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEB SITE

Acceptance of terms KBC Advisors ("KBC") maintains this Website (the "Site") for your personal use. Your access to and use of this Site is subject to these Terms of Use. KBC reserves the right to update these Terms of Use at any time without notice to you. The most current version of the Terms of Use may be accessed by clicking on the "Terms of Use" hypertext link located at the bottom of the Site. By using this Site, you accept, without limitation or qualification, these Terms of Use. If you do NOT agree to these Terms of Use, please do NOT use this Site.

Accuracy and completeness of information While KBC strives to ensure that the information contained in this Site is accurate and reliable, KBC makes no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assumes no liability or responsibility for any omissions or errors in the content of this Site.

Modification of Site KBC will periodically revise the information, services and resources contained in this Site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors.

Your use of the Site You may download content for non-commercial, personal use only, provided copyright, trademark or other proprietary notices remain unchanged and visible. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. You agree that you will not otherwise copy, modify, alter, display, distribute, sell, broadcast or transmit any material on the Site in any manner without the written permission of KBC.

No unlawful or prohibited use As a condition of your use of the Site, you will not use the Site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.

Unsolicited submissions KBC does not accept or consider any creative ideas, suggestions or materials from the public ("Submissions"). Accordingly, you should not make any Submissions to KBC. If you do send us a Submission, despite our request not to do so, then such Submission will be considered non-confidential and non-proprietary and shall immediately become the property of KBC. KBC shall exclusively now and hereinafter own all rights, title and interest therein. KBC will be free to use any Submissions for any purpose whatsoever.

Privacy policy KBC's use of any personal data you submit to the Site is governed by the Site's Privacy Policy.

Disclaimers THE SITE IS PROVIDED ON AN "AS IS" BASIS. KBC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. KBC DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THE SITE AND ITS CONTENTS, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEB SITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THE SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THE SITE OR ANY PORTION THEREOF, (D) YOUR USE OF THIS WEBSITE OR (E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE SITE.

Limitation of liability In no event and under no legal or equitable theory, whether in tort, contract, strict liability or otherwise, shall KBC be liable for any indirect, special, incidental or consequential damages arising out of any use of the Site or the information contained in the Site, including, without limitation, damages for lost profits, loss of goodwill, loss of data, work stoppage, accuracy of results, or computer failure or malfunction. Our liability, and the liability of our suppliers, to you or to any third parties in any circumstance arising from your use of the Site or any of its information, features, or content is limited to US$10,000.

Indemnification You agree to defend, indemnify and hold KBC harmless from and against any and all claims, damages, costs and expenses, including attorney's fees, arising from and related to your use of the Site.

Copyright notice Unless otherwise noted, the graphic images, buttons and text contained in this Site are the exclusive property of KBC and its subsidiaries. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise without prior written permission of KBC.

Trademarks This Site features logos, brand identities and other trademarks and service marks (collectively, the "Marks") that are the property of, or are licensed to KBC and its subsidiaries. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark displayed on this Site without written permission of KBC or any such third party that may own a Mark displayed on the Site.

Links to third-party sites As a convenience to users, this Site may link to other sites owned and operated by third parties and not maintained by KBC. However, even if such third parties are affiliated with KBC, KBC has no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of KBC. KBC is not responsible for the contents of any linked sites and does not make any representations regarding the content or accuracy of material on such sites. Viewing such third party sites is entirely at your own risk.

Jurisdiction KBC maintains and operates this Site from its offices in Seattle, Washington, United States of America. These Terms of Use are governed and interpreted under the laws of the State of Washington, United States of America, without regard to its conflict of law principals. By using this site you consent to the jurisdiction of the courts located in King County, Washington for any action arising from these Terms of Use. Any cause of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises. If any portion of these Terms of Use is deemed unlawful, void or unenforceable, then that part shall be deemed severable and shall be construed in accordance with applicable law. Such a term will not affect the validity and enforceability of any remaining provisions. KBC's failure to act with respect to a breach of these Terms of Use by you or others does not constitute a waiver and shall not limit KBC's rights with respect to such breach or any subsequent breaches.

Contact Us In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

KBC Advisors 5628 Airport Way S, Suite 238 Seattle, WA, 98108 United States Phone: +1 206 647 3350 Email: privacy@kbcadvisors.com